Last Updated: January 13, 2026
Welcome to Ziyo International Pvt. Ltd. ("Ziyo," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, services, and any related content or materials (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.
Please read these Terms carefully before using our Services. If you do not agree to these Terms, you may not access or use our Services.
By accessing or using our website and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our Services.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our Services after any changes constitutes acceptance of the modified Terms.
You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that:
You may use our Services for lawful purposes only. You agree not to:
Some features of our Services may require you to create an account. You are responsible for:
All content on our website, including but not limited to text, graphics, logos, images, videos, software, and data compilations, is the property of Ziyo International Pvt. Ltd. or its licensors and is protected by international copyright, trademark, and other intellectual property laws.
You may not:
If you submit content to our Services (e.g., feedback, suggestions, inquiries), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content for business purposes.
Important: Information provided on our website regarding investment opportunities, financial projections, and returns is for informational purposes only and does not constitute financial, investment, legal, or professional advice.
All investments carry inherent risks, including the potential loss of capital. Past performance is not indicative of future results. Projected returns and financial estimates are based on assumptions and market conditions that may change.
You should:
We make no guarantees, warranties, or representations regarding:
Our Services may contain links to third-party websites, services, or resources. We do not endorse, control, or assume responsibility for:
Your use of third-party services is at your own risk and subject to their terms and conditions.
We strive to provide uninterrupted access to our Services, but we do not guarantee that:
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ZIYO INTERNATIONAL PVT. LTD., ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF OUR SERVICES.
Our total liability to you for all claims arising from or related to these Terms or our Services shall not exceed the amount you paid us, if any, in the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless Ziyo International Pvt. Ltd., its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
These Terms shall be governed by and construed in accordance with the laws of the Islamic Republic of Pakistan, without regard to its conflict of law principles.
Any disputes arising out of or relating to these Terms or our Services shall be resolved through:
We reserve the right to suspend or terminate your access to our Services at any time, without notice, for any reason, including if we believe you have violated these Terms.
Upon termination:
You may terminate your use of our Services at any time by discontinuing access to our website.
If you receive confidential or proprietary information from us (including investment materials, reports, or business information), you agree to:
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Ziyo International Pvt. Ltd. regarding our Services.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, labor disputes, or governmental actions.
If you have any questions or concerns about these Terms of Service, please contact us: